Financing Options Comparisons

Company	Summary of service offering	Notes on key differentiation
Medifin	Value: R8 000 – R150 000 Duration: 12 – 48 months No early settlement penalties 100% of fee is paid to practitioner Payment made within 24 hours of loan finalization Credit life policy to cover death	Patients have a choice in duration of re-payment Higher value claims Loss insurance as optional add-on
MediWallet	Value: Up to R40 000 Duration: 18 months No early settlement penalty Practitioner costs: 10% of total bill (allows to approve higher risk patients) Weekly payments to practitioners	Higher risk patients would possibly be covered
Reconnect Finance	Duration: 36 months Loss insurance with R1 000 excess Death insurance Service plan / Warranty as per normal Practitioner reimbursement level pre-determined	Dedicated to hearing instrument financing Loss insurance
Medical Finance	Value: R10 000 upwards Duration: 6 – 36 months Credit life policy	Choice in duration of re-payment